Third Party benefit insurance is the insurance a patient may have through work or private insurance that may cover or subsidize the cost of their treatments. Policies differ for each company, and within each company. Policy coverage is negotiated between the insurance company and the corporation they provide coverage to. The practitioners who are covered by their extended medical and can therefore bill Bowen therapy under the scope of their practice are:
- Registered Massage Therapists
- Speech Therapists
Some provinces and certain insurance companies have accepted and covered the Bowen treatments under 3rd party insurance, though this practice is not a universal standard as of yet. Many alumni and practitioners have reported that Pacific Blue Cross has covered the treatments in Alberta, and Maritime Medical has covered treatments in Nova Scotia. Furthermore, we have many patients who have been informed that Pacific Blue Cross has covered their treatments in British Columbia.
The best way to find out if a 3rd party insurance company will cover the treatment is to send in the claims and receipts. A consistent level of claims being submitted for the treatment will only strengthen the case for insurance companies to offer coverage for the treatment. Submitting claims for the treatment reinforces the demand for coverage and demonstrates the effectiveness and pervasiveness of Bowen therapy.
Dr. Manon Bolliger has been working on setting a standard for coverage of Bowen Therapy, for the past five years. As Bowen College is an accredited institution by the Examining Board of Health Care Practitioners, it has fulfilled all requirements and currently has a full 1000 hour graduate program, 3rd party insurance companies are looking to us to set the standards in this emerging field.
Malpractice liability insurance is the insurance a practitioner must procure and maintain to cover themselves in case of accidental harm they may cause during a treatment. It protects a practitioner from being legally liable for malpractice, injury or negligence.